Your Legal Position Before Account Access
Our Legal notice explains the conditions that apply before you open and use an account. You are responsible for providing accurate account details, keeping your login information private, and checking that access is permitted where local law permits. We may ask for phone verification before account
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access and may request account details when a payment record needs to be matched. DANA, OVO, GoPay and QRIS appear as payment context, not as permission to use the service in every location. Bank transfer and virtual account records may also be retained so we can
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trace a request. If you use a phone in Surabaya or elsewhere in Indonesia, the same policy page applies through the mobile browser.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.